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Got struck by a hit and run drunk driver |
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StormyKnight 
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Joined: 28 July 2003 Location: United States Status: Offline Points: 2905 |
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 Posted: 10 January 2013 at 9:36am |
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Heard from the insurance company yesterday. As suspected, the car is a total loss. They estimated total damage to be $18,000. After the insurance adjuster went over the options of the car with me she came up with a pay out of $17,646.56. I still owe $12,205, so after they pay off the bank that holds the lien on the car, I'll get a check cut for the remainder. I should be getting another call from the insurance company today or tomorrow asking about the bank information so they can get the ball rolling on paying off the loan. Hopefully, I'll get a check sometime early next week as a result.
I've been searching online for a replacement vehicle and found two nearly identical to the one I had only they are 2012 models. One is brand new and the other has 8001 miles on it. The brand new one is eligible for GM incentives like 60 month 0% financing, $1000 EVA and GM family discount. The only thing left is to haggle on the sticker price on top of the discounts. I'll have to call the dealership to verify that the above mentioned incentives do apply to that vehicle.
Edited by StormyKnight - 10 January 2013 at 9:36am |
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StormyKnight
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Joined: 28 July 2003 Location: United States Status: Offline Points: 2905 |
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Posted: 28 January 2013 at 12:57pm |
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Well, after a long grueling wait for the insurance company to get me my check, I finally got my new car today. 2013 Malibu 2LT. Roads were messy after our 'little' stormy last night, so I'll wait on getting some pictures up when the weather clears a little more. She's a pretty little thing. Have to get used to the infotainment system. The bluetooth controls are far different than what I had in the Equinox. Laters...
   Edited by StormyKnight - 29 January 2013 at 4:46pm |
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Kayback
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Ask me about my Kokido Joined: 25 July 2002 Location: South Africa Status: Offline Points: 3874 |
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Posted: 28 January 2013 at 2:46pm |
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Cool, enjoy. Avoid hit and run drivers!
KBK |
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Pedicabo ego vos et irrumabo. H = 2
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impulse418
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Joined: 25 November 2010 Location: Phx, AZ Status: Offline Points: 1498 |
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Posted: 28 January 2013 at 5:09pm |
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The drunk had insurance?
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Remember these words. Bank Holiday.
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StormyKnight
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Joined: 28 July 2003 Location: United States Status: Offline Points: 2905 |
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Posted: 29 January 2013 at 4:53pm |
No he didn't. He was driving his mother's car on a revoked/suspended license. She HAD insurance. HAD meaning past tense. Most insurance companies will void insurance if a driver was DUI/OWI. My brother has 3 OWI convictions on his record. While I was living with him, the insurance companies somehow knew it. Each of my proofs of insurance had his name displayed prominently at the bottom stating that coverage was null and void if he was caught operating any of my vehicles. I can only imagine this was the same with this guy's mother. If she lost her insurance, her car is gone for good, unless he threw himself under the bus for her and told authorities that he took the car without her knowledge. Even then, I don't think that would be good enough. Anyway, pics of the new ride are posted above.
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